Local. Affordable. Reliable.

Personal Insurance

Protect what matters the most to you and your family with our personal insurance services.

  Auto Insurance

  Home Insurance

  Renters Insurance

  Personal Umbrella Insurance

  Condo Insurance

  Seasonal/Secondary Home Insurance

  Flood Insurance

  ATV/Motorcycle/Boat/SXS Insurance

  Antique/Collectible Insurance

Business Insurance

Protect your business, employees and customers with our business insurance options.

  Commercial Trucking

  Cargo Insurance

  Business Owners Insurance

  Commercial General Liability

  Workers Compensation

  Commercial Property

  Professional/Medical Malpractice

  Bonds

  Commercial Umbrellas

  Cyber Liability

  Special Event Insurance

Condo/Resort Insurance

Protect your investment with our condo insurance and resort insurance options.

  Homeowners/Condo Associations

  Short-Term Rental Homes/Condos AirBnB

  Secondary Homes

Financial Services

Be prepared for whatever the future may hold with our financial services.

  Life Insurance

  Disability Insurance

  Annuities

  Retirement Planning

  Group Benefits

  Group Health

  Long Term Care Insurance

About Us

United Financial Center is a professional, independent insurance agency providing a wide variety of products and financial services. We are committed to delivering the highest quality service while exceeding our clients’ expectations.

Local, Affordable and Reliable.

We value and respect our clients’ needs. Offering a wide range of insurance and financial products, UFC aims to ensure our clients are adequately covered at the best rates possible. Our seasoned specialists with extensive knowledge of the insurance industry will assist you in making the best decisions for yourself, your family or your business.

Let United Financial Center work for you.

Our People
Zachary Phillips, Owner - United Financial Center

Zachary Phillips

A West Viginian by birth, graduate of Fairmont State University and a current resident of Thomas, Zac opened United Financial Center in 2011 to serve his fellow citizens and business owners.

Learn More  
Hunter Radford, Insurance Specialist - United Financial Center

Hunter Radford

Insurance Specialist

hunter@unitedfinancialcenter.net

Hunter is an Insurance Specialist with United Financial Center. She began working in this industry in 2016.

Learn More  
Request a Quote

Reach out today! We look forward to helping you with your insurance and financial needs.

Companies Represented
Claims & Services

In the unfortunate event of a claim, we’ve provided a list of carriers that have direct claim reporting services available. During your claim process, if we can be of assistance, please do not hesitate to contact or call us at your convenience at (304) 463-4007.

AAA

Claim: 800-205-9537
Billing: 877-446-9222
Mailing: PO Box 740860, Cincinnatti, OH 45274-0860

Allstate

Claim: 800-255-7828
Billing: 800-901-1732
Mailing: PO BOX 4310 CAROL STREAM IL 60197-4310

American Modern

Claim: 800-375-2075
Billing: 800-543-2644

Brickstreet

Claim: 866-452-7425
Billing: 866-452-7425

Celina

Claim: 800-231-2318
Billing: 800-573-1284

Dairyland

Claim: 800-334-0090
Billing: 800-542-6246
Mailing: PO Box 371329, Pittsburgh, PA 15250-7329

Farmers & Mechanics

Claim: 800-444-1917
Billing: 800-444-1917
Mailing: PO Box 1917, Martinsburg, WV 25402

Foremost

Claim: 800-527-3907
Billing: 800-532-4221
Mailing: PO Box 0915, Carol Stream, IL 60132-0915

Hagerty

Claim: 800-922-4050
Billing: 800-922-4050

Hartford

Claim: 800-243-5860
Billing: 800-624-5578
Mailing: PO Box 2917, Hartford, CT 06192

Hartford Flood

Claim: 800-759-8656
Payment Mailing: 555 Corporate Drive, Kalispell, MT 59901-6704

Liberty Mutual Insurance

Claim: 800-362-0000
Billing: 800-332-3226
Mailing: PO BOX 91021 CHICAGO, IL 60680-1179

MetLife

Claim: 800-638-5433
Billing: 888-390-0811
Mailing: PO Box 41753 Philadelphia, PA 19101-1753

Nationwide

Claim: 800-421-3535
Billing: 888-891-0267
Mailing: PO Box 742522, Cincinnati, OH 45274-2522

Ohio Casualty

Claim: 800-362-0000
Billing: 866-223-9928

Panhandle Farmers Mutual

Claim: 888-844-2649
Billing: 888-844-2649
Mailing: 3727 Waynesburg Pike Road, Moundsville, WV 26041

Progressive

Claim: 800-776-4737
Billing: 800-888-7764
Mailing: PO Box 4640, Carol Stream, IL 60197-9601

RLI

Claim: 800-444-0406
Billing: 304-252-1483

Safeco

Claim: 800-332-3226
Billing: 800-332-3226
Mailing Address: PO Box 6476, Carol Stream, IL 60197

State Auto

Claim: 800-766-1853
Billing: 800-444-9950
Mailing: PO Box 182738, Columbus, OH 43218-2738

Travelers

Claim: 800-832-7839
Billing: 877-878-2468
Mailing: One Tower Square, Hartford, CT 06183-1001

Vacant Express

Claim: 800-788-4780

Claim Tips
Testimonials

We think our service is top notch, but don’t just take our word for it.

  I am a big fan of Zac Phillips and his staff at United Financial. They consistently go above and beyond expectations. From making a house call to get paperwork signed or getting a new car insured while they were closed for a holiday. I can’t say enough good things about them!

— Gerald Johnston

  We have been trusting Zac and United Financial Center with our Insurance coverage for the past 4 years. He has helped us with multiple policies for auto, home, farm and business. We appreciate that Zac takes the time to understand our insurance needs and ensure we are properly covered while continuing to search for ways to save us money as policies come up for renewal. United Financial takes the time to compare policies from various insurance carriers to find the best rates. We highly recommend United Financial as a trustworthy source for your insurance needs.

— Athey Lutz, Still Hollow Distillery and the Job Farm

  I found Zac at United Financial Center after years of buying our insurance from out-of-town companies. Zac was fast, professional, took the time to understand our mixed-use building, plus came back with a better price than we had been paying. I heartily suggest talking to UFC for your insurance needs; I’m certainly glad I did.

— Bill Peterson, LeftBank Properties

Need assistance? We're here for you. Contact us at (304) 463-4007.

United Financial Center is a professional, independent insurance agency based in Thomas, WV  providing a wide variety of products and financial services throughout West Virginia, Maryland and Pennsylvania.
Start your quote request
Zachary Phillips, Owner - United Financial Center
Zachary Phillips

A West Viginian by birth, graduate of Fairmont State University and a current resident of Thomas, Zac opened United Financial Center in 2011 to serve his fellow citizens and business owners. He chose to specialize in personal and business insurance and financial services and does so from his office in Thomas. Zac is married with three children and stays busy with his kids, coaching soccer and baseball. He serves on the Building Commission, is a member of the Chamber of Commerce and the Rotary Club and is often found volunteering at other area events.

  zac@unitedfinancialcenter.net

Hunter Radford, Insurance Specialist - United Financial Center
Hunter Radford

Hunter is an Insurance Specialist with United Financial Center. She began working in this industry in 2016. A graduate of Tucker County High School, she attended Garrett College where she received an associate degree in Business Management. In 2016 she began working as a receptionist at an independent insurance agency located in Elkins where she took an interest to the insurance industry and decided to make a career of it. Recently her Tucker County roots brought her back to the region to begin servicing the area with quality customer service and trusted, knowledgeable advice.

Hunter is a member of St. John’s Lutheran Church. She enjoys hiking and camping and spending time with friends and family in her spare time.

  hunter@unitedfinancialcenter.net

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